CUMULATIVE FORM – APPLICATION and INVENTORY For International
Moves Only
For insurance coverage For Household Goods & Personal
Effects only
Kindly Mail to: Revivim Ltd. (or give to your Shipper): 93-02 70th
Ave., Forest Hills, N.Y. 11375
Toll Free: 1-800-411-0913
Tel: 718-544-5678 Fax:
718-793-4021 Email:
info@revivim.com
Name of Assured: _______________________________________________________________________________
Current Address: ________________________________________________________________________________
Residing at the Address
Above Until:_______________ Name
of Mover:_______________________________
Final Destination of
Shipment: Street______________________________________________Number_______
City_____________________State/Country________________________Zip_________Tel#_______________
Email
Address:_____________________________________________________________________________
Mode of Shipment: ¨ Sea ¨ Air
Name of Ship/Airline (if
known): ____________________________________________________________________
Estimated Date of Shipment: ____________________________ Pick-up Date: _____________________________
Shipment Packed in: ¨ Individual Container ¨ Lifts/Combined Container
Cover Type: ¨ “All Risks” subject to “Section-1” ¨ “Limited Cover” subject to Section-2”
of the “Scope of Cover”
of the “Conditions and Warranties”
attached.
Deductible: Policy
will be subject to a deductible as shall be mentioned in the “Confirmation of
Insurance”
to be issued.
Note: Coverage requires full reporting of the entire shipment.
Actual cash value is defined as replacement cost less depreciation. Shipment
insured for less than actual cash value will be subject to the 100% Co-Insured
Clause as noted on the “Confirmation of Insurance”. Items grouped together in
value will be assumed to be of equal value. Please attach additional pages if
necessary.
|
Calculation of
Inventory:
Total Page 2 (line 115a) $____________
Total Page 3 (line 228a) $____________
Total Page 4 (line 336a) $____________ Grand Total Marine Insurance at destination
$_____________ X
_________% = $_____________ premium to be paid Air Insurance Value at destination $_____________ X _________% = $_____________
premium to be paid Car Insurance Value at destination
$_____________ X
_________% = $_____________ premium to be paid Fill
out Automobile Details on separate form Shipping Charges
$_____________ X
_________% = $_____________ premium to be paid Handling Fees: $30.00
$________30.00 TOTAL PREMIUM TO BE PAID
$_____________ MINIMUM PREMIUM $50.00
Enclosed
is a cheque for $_____________
payable to Revivim Ltd Goods must be insured for their full value
in Israel. The multiplication factors appearing in this list are for
reference only. |
Please indicate below the date when the policy should become effective (The date on which the first item to be insured is in the custody of the movers) Date: _____________________________
Cover is valid only if and after a “Confirmation
of Insurance” has been issued and will be subject to the terms and conditions
therein. Said “Confirmation of Insurance”
should be obtained by you from our office or your forwarder prior to shipment.
I desire to effect insurance on my household
goods and personal effects as arranged by Revivim Ltd in the amounts
noted above. I agree that this application shall be taken as the basis for the
proposed contract between myself, Revivim Ltd as brokers for Atlas
Insurances Ltd - Lloyd’s Coverholders and their underwriters. I understand
the Mover/Forwarder/Packer is acting as “Agent for the Insured” in securing
this coverage. The Mover/Forwarder/Packer is not a Revivim Ltd and/or
Atlas Insurances Ltd agent and has no authority to change or modify any
condition of coverage. I hereby declare that all the information in this
cumulative form is correct.
Signature: ________________________________________ Date:________________________________
|
No. |
Qty |
Large Electrical Appliances |
Price per Unit $ |
Total $ |
|
No. |
Qty |
Small Electrical Appliances |
Price per Unit $ |
Total $ |
|
1 |
|
Refrigerator |
|
|
|
58 |
|
Egg
cooker |
|
|
|
2 |
|
Deep
freezer |
|
|
|
59 |
|
Electric
blanket |
|
|
|
3 |
|
Dishwasher |
|
|
|
60 |
|
Electric
kettle |
|
|
|
4 |
|
Washing
machine |
|
|
|
61 |
|
Electric
knife |
|
|
|
5 |
|
Clothes
dryer |
|
|
|
62 |
|
Fan/Ventilator |
|
|
|
6 |
|
Air
conditioner |
|
|
|
63 |
|
|
|
|
|
7 |
|
Stove
range |
|
|
|
64 |
|
Fondue |
|
|
|
8 |
|
Microwave
oven |
|
|
|
65 |
|
|
|
|
|
9 |
|
TV
(color) |
|
|
|
66 |
|
Food
processor |
|
|
|
10 |
|
TV
(B & W) |
|
|
|
67 |
|
|
|
|
|
11 |
|
Plasma
screen |
|
|
|
68 |
|
Garbage
disposal |
|
|
|
12 |
|
|
|
|
|
69 |
|
|
|
|
|
13 |
|
|
|
|
|
70 |
|
Hand
mixer |
|
|
|
14 |
|
|
|
|
|
71 |
|
Hair
dryer |
|
|
|
15 |
|
Paint
sprayer |
|
|
|
72 |
|
Heater |
|
|
|
16 |
|
|
|
|
|
73 |
|
Hot
dogger |
|
|
|
17 |
|
Saw
(Electric) |
|
|
|
74 |
|
|
|
|
|
18 |
|
Sewing
machine |
|
|
|
75 |
|
Humidifier |
|
|
|
19 |
|
Shaver |
|
|
|
76 |
|
|
|
|
|
20 |
|
Slide
projector |
|
|
|
77 |
|
Ice-cream maker |
|
|
|
21 |
|
|
|
|
|
78 |
|
Iron |
|
|
|
22 |
|
Telephone |
|
|
|
79 |
|
|
|
|
|
23 |
|
Toaster |
|
|
|
80 |
|
Juice
extractor |
|
|
|
24 |
|
Toaster
oven |
|
|
|
81 |
|
Meat
grinder |
|
|
|
25 |
|
|
|
|
|
82 |
|
Mixer |
|
|
|
26 |
|
Typewriter |
|
|
|
83 |
|
Monitor |
|
|
|
27 |
|
|
|
|
|
84 |
|
Movie
projector |
|
|
|
28 |
|
TV
game |
|
|
|
85 |
|
|
|
|
|
29 |
|
Vacuum
cleaner |
|
|
|
86 |
|
|
|
|
|
30 |
|
Yogurt
maker |
|
|
|
Stereo System
|
||||
|
31 |
|
|
|
|
|
87 |
|
|
|
|
|
32 |
|
|
|
|
|
88 |
|
Receiver |
|
|
|
33 |
|
Answering
machine |
|
|
|
89 |
|
|
|
|
|
34 |
|
Fax
machine |
|
|
|
90 |
|
Turntable |
|
|
|
35 |
|
|
|
|
|
91 |
|
|
|
|
|
36 |
|
|
|
|
|
92 |
|
Speakers |
|
|
|
37 |
|
|
|
|
|
93 |
|
|
|
|
|
38 |
|
|
|
|
|
94 |
|
Cassette
recorder |
|
|
|
39 |
|
|
|
|
|
95 |
|
|
|
|
|
40 |
|
|
|
|
|
96 |
|
Tape
recorder |
|
|
|
41 |
|
|
|
|
|
97 |
|
|
|
|
Small Electrical Appliances
|
|
98 |
|
Stereo
amplifier |
|
|
||||
|
42 |
|
Alarm
clock |
|
|
|
99 |
|
|
|
|
|
43 |
|
Clock
radio |
|
|
|
100 |
|
Tuner |
|
|
|
44 |
|
Digital
clock |
|
|
|
101 |
|
|
|
|
|
45 |
|
Wall
clock |
|
|
|
102 |
|
Headphones |
|
|
|
46 |
|
Barbeque
grill |
|
|
|
103 |
|
|
|
|
|
47 |
|
Broiler |
|
|
|
104 |
|
Radio |
|
|
|
48 |
|
Blender |
|
|
|
105 |
|
|
|
|
|
49 |
|
|
|
|
|
106 |
|
|
|
|
|
50 |
|
Calculator |
|
|
|
107 |
|
Compact
disc |
|
|
|
51 |
|
Can
opener |
|
|
|
108 |
|
|
|
|
|
52 |
|
Coffee
maker |
|
|
|
109 |
|
VCR |
|
|
|
53 |
|
Coffee
grinder |
|
|
|
110 |
|
DVD |
|
|
|
54 |
|
Corn
popper |
|
|
|
111 |
|
|
|
|
|
55 |
|
|
|
|
|
112 |
|
|
|
|
|
56 |
|
Drill |
|
|
|
113 |
|
|
|
|
|
57 |
Total this column (1-56) $
|
|
|
114 |
Total this column (58-113) $ |
|
||||
|
|
|
|
||||||||
|
Goods must be insured for their full value at Destination. |
|
115 |
Total this page (57 + 114) $ |
|
||||||
|
|
|
115a |
Multiply Row 115 X2
$ |
|
||||||
|
No. |
Qty |
Furniture |
Price per Unit $ |
Total $ |
|
No. |
Qty |
Children’s Items |
Price per Unit $ |
Total $ |
|
116 |
|
Armchair |
|
|
|
173 |
|
|
|
|
|
117 |
|
Bar |
|
|
|
174 |
|
|
|
|
|
118 |
|
Bedroom |
|
|
|
Musical Instruments
|
||||
|
119 |
|
Beds
& mattresses |
|
|
|
175 |
|
Accordion |
|
|
|
120 |
|
Bookcase |
|
|
|
176 |
|
Drums |
|
|
|
121 |
|
Chairs |
|
|
|
177 |
|
Flute |
|
|
|
122 |
|
Coffee
table |
|
|
|
178 |
|
Guitar |
|
|
|
123 |
|
Corner
table |
|
|
|
179 |
|
Organ(**) |
|
|
|
124 |
|
Couch
(sofa) |
|
|
|
180 |
|
Piano(**) |
|
|
|
125 |
|
Desks |
|
|
|
181 |
|
Saxophone |
|
|
|
126 |
|
Dinette/Kitchen
set |
|
|
|
182 |
|
Violin |
|
|
|
127 |
|
Dining
table |
|
|
|
183 |
|
Xylophone |
|
|
|
128 |
|
Dining
room set |
|
|
|
184 |
|
|
|
|
|
129 |
|
Dresser |
|
|
|
185 |
|
|
|
|
|
130 |
|
Dressing
table |
|
|
|
Sports & Camping Equipment
|
||||
|
131 |
|
Fixture |
|
|
|
186 |
|
Air
gun |
|
|
|
132 |
|
Garden
furniture |
|
|
|
187 |
|
Bicycles |
|
|
|
133 |
|
Lamps |
|
|
|
188 |
|
Boat |
|
|
|
134 |
|
Love
seat |
|
|
|
189 |
|
Boat
engine |
|
|
|
135 |
|
Make-up
mirror |
|
|
|
190 |
|
Cooler |
|
|
|
136 |
|
Mirrors |
|
|
|
191 |
|
Diving
equipment |
|
|
|
137 |
|
Night
table |
|
|
|
192 |
|
Fishing
equipment |
|
|
|
138 |
|
Recliner |
|
|
|
193 |
|
|
|
|
|
139 |
|
Rocking
chair |
|
|
|
194 |
|
Gas
lamp |
|
|
|
140 |
|
Rugs
& carpets(*) |
|
|
|
195 |
|
Gas
stove |
|
|
|
141 |
|
Shelves |
|
|
|
196 |
|
Sleeping
bags |
|
|
|
142 |
|
Tables |
|
|
|
197 |
|
Ski
equipment |
|
|
|
143 |
|
Tea
wagon |
|
|
|
198 |
|
|
|
|
|
144 |
|
Toilet
table |
|
|
|
199 |
|
Tent |
|
|
|
145 |
|
TV
table |
|
|
|
200 |
|
Tennis
equipment |
|
|
Children’s Items
|
|
201 |
|
Telescope |
|
|
||||
|
146 |
|
Bathtub |
|
|
|
202 |
|
Thermos |
|
|
|
147 |
|
|
|
|
|
203 |
|
Water
ski equipment |
|
|
|
148 |
|
Car
safety seat |
|
|
|
Various Household Items
|
||||
|
149 |
|
Carriage |
|
|
|
204 |
|
|
|
|
|
150 |
|
Crib |
|
|
|
205 |
|
Bath
acc. |
|
|
|
151 |
|
|
|
|
|
206 |
|
|
|
|
|
152 |
|
Dressing
table |
|
|
|
207 |
|
Bath
mats |
|
|
|
153 |
|
|
|
|
|
208 |
|
|
|
|
|
154 |
|
|
|
|
|
209 |
|
Blankets |
|
|
|
155 |
|
Games |
|
|
|
210 |
|
|
|
|
|
156 |
|
|
|
|
|
211 |
|
Blanket
cover |
|
|
|
157 |
|
|
|
|
|
212 |
|
|
|
|
|
158 |
|
|
|
|
|
213 |
|
Bedspreads |
|
|
|
159 |
|
High
chair |
|
|
|
214 |
|
|
|
|
|
160 |
|
|
|
|
|
215 |
|
Curtains |
|
|
|
161 |
|
|
|
|
|
216 |
|
|
|
|
|
162 |
|
Mattress |
|
|
|
217 |
|
Comforters |
|
|
|
163 |
|
Nursery
Scale |
|
|
|
218 |
|
|
|
|
|
164 |
|
|
|
|
|
219 |
|
Sheets |
|
|
|
165 |
|
Stroller |
|
|
|
220 |
|
|
|
|
|
166 |
|
|
|
|
|
221 |
|
|
|
|
|
167 |
|
|
|
|
|
222 |
|
|
|
|
|
168 |
|
|
|
|
|
223 |
|
Pillows |
|
|
|
169 |
|
Walker |
|
|
|
224 |
|
|
|
|
|
170 |
|
|
|
|
|
225 |
|
Towels |
|
|
|
171 |
|
|
|
|
|
226 |
|
|
|
|
|
172 |
Total this column (116-171) $
|
|
|
227 |
Total this column (173-226) $ |
|
||||
|
|
|
|
|
|
|
|
||||
|
Goods must be insured for their full value at Destination. |
|
228 |
Total this page (172 + 227) $ |
|
||||||
|
|
|
228a |
Multiply Row 228 X2
$ |
|
||||||
|
(*) (**) |
Include
a detailed assessor’s valuation for Persian, Chinese etc. carpets, insured
value of which is over $1,000. Subject
to a detailed assessor’s value. pianos & organs must be crated
separately. |
|||||||||
|
No. |
Qty |
Various Household Items |
Price per Unit $ |
Total $ |
|
No. |
Qty |
Clothing |
Price per Unit $ |
Total $ |
|
|
229 |
|
|
|
|
|
283 |
|
Men’s
clothing |
|
|
|
|
230 |
|
|
|
|
|
284 |
|
|
|
|
|
|
231 |
|
Tablecloth |
|
|
|
285 |
|
|
|
|
|
|
232 |
|
|
|
|
|
286 |
|
Suits |
|
|
|
|
233 |
|
|
|
|
|
287 |
|
|
|
|
|
|
234 |
|
|
|
|
|
288 |
|
|
|
|
|
|
235 |
|
|
|
|
|
289 |
|
Shoes |
|
|
|
Dining & Kitchenware
|
|
290 |
|
|
|
|
|||||
|
236 |
|
Chinaware |
|
|
|
291 |
|
|
|
|
|
|
237 |
|
|
|
|
|
292 |
|
Handbags |
|
|
|
|
238 |
|
|
|
|
|
293 |
|
|
|
|
|
|
239 |
|
Corning ware |
|
|
|
294 |
|
|
|
|
|
|
240 |
|
|
|
|
|
Arts & Crafts(*)
Books & Records(**)
|
|||||
|
241 |
|
|
|
|
|
||||||
|
242 |
|
Crystal
ware |
|
|
|
295 |
|
Books(**) |
|
|
|
|
243 |
|
|
|
|
|
296 |
|
|
|
|
|
|
244 |
|
|
|
|
|
297 |
|
|
|
|
|
|
245 |
|
Dinner
sets |
|
|
|
298 |
|
|
|
|
|
|
246 |
|
|
|
|
|
299 |
|
Ornaments-crafts(*) |
|
|
|
|
247 |
|
|
|
|
|
300 |
|
|
|
|
|
|
248 |
|
Flatware
(silver) |
|
|
|
301 |
|
|
|
|
|
|
249 |
|
|
|
|
|
302 |
|
|
|
|
|
|
250 |
|
Flatware
(steel) |
|
|
|
303 |
|
Paintings(*) |
|
|
|
|
251 |
|
|
|
|
|
304 |
|
|
|
|
|
|
252 |
|
Glassware |
|
|
|
305 |
|
|
|
|
|
|
253 |
|
|
|
|
|
306 |
|
|
|
|
|
|
254 |
|
|
|
|
|
307 |
|
Posters |
|
|
|
|
255 |
|
Pots
& pans |
|
|
|
308 |
|
|
|
|
|
|
256 |
|
|
|
|
|
309 |
|
|
|
|
|
|
257 |
|
|
|
|
|
310 |
|
Records(**) |
|
|
|
|
258 |
|
Pyrex
ware |
|
|
|
311 |
|
Cassettes(**) |
|
|
|
|
259 |
|
|
|
|
|
312 |
|
Video
tapes(**) |
|
|
|
|
260 |
|
Stainless
tableware |
|
|
|
313 |
|
|
|
|
|
|
261 |
|
|
|
|
|
314 |
|
Sculptures(*) |
|
|
|
|
262 |
|
Utensils |
|
|
|
315 |
|
|
|
|
|
|
263 |
|
|
|
|
|
316 |
|
|
|
|
|
|
264 |
|
|
|
|
|
317 |
|
|
|
|
|
|
265 |
|
|
|
|
|
318 |
|
|
|
|
|
Clothing
|
|
Misc.
|
|||||||||
|
266 |
|
Children’s
clothing |
|
|
|
319 |
|
Personal
computer |
|
|
|
|
267 |
|
|
|
|
|
320 |
|
Computer
screen |
|
|
|
|
268 |
|
|
|
|
|
321 |
|
Scanner |
|
|
|
|
269 |
|
|
|
|
|
322 |
|
Printer |
|
|
|
|
270 |
|
|
|
|
|
323 |
|
|
|
|
|
|
271 |
|
Coats |
|
|
|
324 |
|
|
|
|
|
|
272 |
|
|
|
|
|
325 |
|
|
|
|
|
|
273 |
|
|
|
|
|
326 |
|
|
|
|
|
|
274 |
|
Fur
coat(*) |
|
|
|
327 |
|
|
|
|
|
|
275 |
|
|
|
|
|
328 |
|
|
|
|
|
|
276 |
|
|
|
|
|
329 |
|
|
|
|
|
|
277 |
|
|
|
|
|
330 |
|
|
|
|
|
|
278 |
|
|
|
|
|
331 |
|
|
|
|
|
|
279 |
|
Leather
coats |
|
|
|
332 |
|
|
|
|
|
|
280 |
|
|
|
|
|
333 |
|
|
|
|
|
|
281 |
|
|
|
|
|
334 |
|
|
|
|
|
|
282 |
Total this column (229-281) $
|
|
|
335 |
Total this column (283-334) $ |
|
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|
|
|
|
|
|
|
|
|||||
|
Goods must be insured for their full value at Destination. |
|
336 |
Total this page (282 + 335) $ |
|
|||||||
|
|
|
336a |
Multiply Row 336 X2
$ |
|
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|
(*)Include a detailed
assessor’s valuation for objects of value such as fur coats, arts and craft,
insured value of which is over $1,000. (**)Should be itemized according
to categories or boxes. |
|
||||||||||
Atlas
Insurances Sample Conditions and
Warranties (Personal Effects)
***The Certificate of Insurance is the binding document at
all times.***
INTEREST
INSURED
Household
goods and personal effects, private cars and motorcycles in containers, as per
inventory declaration submitted by the Assured, and forming the basis of
insurance under this certificate.
WARRANTED :
1. The premium due hereon including any additional premium, has been paid
in full and funds have been collected by ATLAS INSURANCES LTD (The Company).
2. Supplementary documents (cumulative form and inventory list) have been
submitted with the application and approved by the Company.
3. Fine art objects, paintings, prints, antiques, sculptures, furs, rugs,
carpets, runners and all other similar valuables valued at more than $1,000
each (replacement value) will be accepted for insurance only if accompanied by
a qualified expert's appraisal with the corresponding sum insured at conditions
and premium to be agreed.
4. Method of Transit: per approved vessel and /or carrier. Date of dispatch to
be declared as soon as practicable to the company or its representative with
the following details: name of vessel, voyage number, date of sailing and/or
date of arrival.
SCOPE
OF COVER
Always
subject to the due premium having been paid and funds collected by the company
and subject to the terms and conditions of the policy.
Household goods and personal effects are covered against the risks of physical
loss or damage to the property insured from external cause, as applicable per
one of the following sections, which is agreed upon and stated in the
Confirmation of Insurance.
SECTION 1: All Risks of physical loss or damage to the subject matter
insured as per London Institute Cargo Clauses (A) Cl.252 dated 1.1.82 .
PROVIDED that the Assured gave clear instructions in writing to the company to
provide such cover, and the insurers, agreed thereto, otherwise the coverage is
limited to SECTION 2 only below.
SECTION 2: As per London Institute Cargo Clauses (C) Cl. 254 dated
1.1.82 covering the following perils only:
Loss of or damage to the subject-matter insured reasonably attributable to fire
or explosion; vessel or craft being stranded, grounded, sunk or capsized;
overturning or derailment of land conveyance; collision or contact of vessel
craft or conveyance with any external object other than water; discharge of
cargo at a port of distress. Loss of or damage to the subject
matter insured caused by General Average sacrifice; jettison.
FOR BOTH SECTIONS (1 AND 2 ABOVE)
Including War, Strikes, Riots and Civil Commotions as
per London Institute War and Strikes Clauses and to Termination of transit
clause (Terrorism) J.C.2001/056. Subject to London Classification Clause &
Institute Radioactive Contamination Chemical, Biological, Bio-Chemical and
Electromagnetic Weapon Exclusion Clause Cl.370 of 10.11.03 , Institute Cyber
Attack Exclusion Clause Cl .380 of 10.11.03, Cargo ISM Endorsement JC98/019 of
1.5.98
Used motor-cars/motor-cycles are insured as per Institute Cargo Clauses (C)
1.1.82 only and not as elsewhere stated. Including the risk of theft and non -
delivery of the entire car/motor-cycle but only after being delivered to port
of shipment.
NO COVERAGE while vehicles, whether new or used, are driven by their own power.
Excluding third party liability/risk of whatsoever nature in all cases.
CONDITIONS
1. Co-Insurance Clause: The Assured shall at all times
maintain insurance on 100% value of his personal effects/household goods to the
extent of the actual cash value i.e. replacement cost at destination at the
time of loss or damage and failure to do so, the Assured, shall to the extent
of such deficit, bear his or their proportionate share of any loss or damage
including labor charges.
2. All consignments must be professionally packed and subject to customary and
adequate packing for the respective item and entered on the mover's packing
list.
3. It is a condition of this Insurance that in the event of total loss or
damage, the maximum liability of the insurer shall be the replacement value of
the item or of a comparable item in the condition at the time of loss or
damage, not exceeding the insured value of said item. The Insurer shall be
entitled at his sole option to replace with like kind and quality, or repair
any article damaged (whether wholly or in part ) or to pay cash, in any event
not exceeding the insured value thereof. Always provided that in the event of
replacement or cash payment for actual or constructive total loss or damage,
the item is surrendered to and becomes the property of the Insurer if he so
desires at his sole discretion.
4. Any electrical items, appliances or other valuable items not declared on the
Customs Entry cannot be claimed, nor alleged to have been lost or damaged.
5. Pianos, organs and musical instruments must be professionally packed and
individually crated.
6. Pairs and Sets Clause: Where any insured item consists of articles in a pair
or set including all crockery, dishes, glassware or furniture sets, this
Certificate shall not pay more than the proportionate value of any particular
part or parts which may be lost or damaged without reference to any special
value which such article or articles may have as part of such pair or set.
7. In case of missing item/s the Assured has to provide the insurer
satisfactory documentary evidence for each such missing item.
8. Notwithstanding anything to the contrary herein it is hereby declared and
agreed between the insurer and the Assured, that the insurer being precluded
from examining the cumulative form and inventory list (hereinafter Cumulative
Form) at the inception of the insurance, the inclusion of any item or items in
the said Cumulative Form and of the value stated in respect of such item or
items shall not bind the insurer, notwithstanding that a Confirmation of
Insurance has been issued in respect of the total amount of such Cumulative
Form. In the event of any item/s being outside the scope of this insurance,
this Certificate shall not be deemed to cover such item/s and the insurer shall
return to the Assured the proportionate part of the premium.
9. The actual value and the limit of the amount recoverable in respect of any
item lost or damaged must be proved by the Assured to the insurer -the maximum
amount recoverable being the sum insured or the replacement value at
destination, whichever is the lower.
10. In case of claim for damage or shortage, the Assured has to prove that the
loss occurred during the transit. Such losses are covered only if there will be
signs on the external packing.
DURATION
OF TRANSIT CLAUSE
Subject
to the Issuance Date mentioned in the policy, coverage attaches from the time
the household goods and personal effects are being professionally packed and
picked up at the residence or business location of the insured for the
commencement of the transit and continues during the ordinary course of
transit, including customary transshipment, if any, until the insured property
is delivered to the first destination after discharge but not later than 60
days after discharge from the carrying Vessel/Airplane at final port of
discharge.
The policy includes storage coverage for up to 60 days prior to the goods being
loaded onto ship or plane but only if and while stored in the export
forwarder's warehouse, Port or any bonded warehouse and against the following
risks ONLY: Fire, Water Damage and Burglary.
Notwithstanding anything to the contrary herein, all new purchases are covered
only after warehoused by packer/shipper, and not in transit from the retailer.
EXCLUSIONS
Notwithstanding
anything contained elsewhere here in to the contrary, this insurance does not
cover:
1. Missing items, breakage, scratching, denting, chipping, staining and tearing
of owner-packed articles /cartons / boxes.
2. Loss or damage caused by gradual deterioration, wear and tear, atmospheric
or climatic conditions, inherent vice, electrical, electronic and mechanical
derangement.
3. Depreciation arising from inadequate or substandard repairs or restoration
of a damaged item.
4. Marring, scratching, chipping and denting of used electrical appliances and
used furniture.
5. Loss of cash, coins, bills, banknotes, jewelry, gold and silver articles,
commercial papers, cheques, money orders, travelers cheques, traveling tickets,
stamps, valuable documents, film, eye-glasses and items which derive their
value from their artistic and collectable nature.
6. Loss or damage caused by or due to termites, rodents, moths, vermin, rust,
mold, seizure or confiscation by authorities, consequential loss or damage.
7. Commercial shipments and all goods or interest other than Personal &
Household Effects.
8. Alcoholic and other beverages and food of any kind and/or damage caused
thereby.
9. Loss or damage directly or indirectly caused by earthquake, volcanic
eruptions and other cataclysms when on land.
10. Loss or damage due to mysterious disappearance and/or unexplained shortage.
AUTOMOBILE AND MOTORCYCLE
Notwithstanding anything to the contrary, coverage
commences from the time the Automobile or Motorcycle is warehoused in the
custody of the Freight Forwarder or Steamship Company and terminates upon
discharge at port of destination, provided it is loaded on the vessel in strict
compliance with all safety measures of carriage.
Notwithstanding anything to the contrary, the risk of theft and Non-Delivery
attaches only upon delivery of the motorcar or motorcycle to the port of
shipment.
In no case the vehicle is insured against third party risks/liability nor
whilst driven under its own power.
It is further agreed and understood that this certificate does not cover any
damage, injury or liability to third party under any law/regulation requiring
vehicles to be insured against third party risks or liability or otherwise.
IMPORTANT
NOTICE TO ASSURED
The
attention of the Assured and/or Cargo Receiver is drawn hereby to the condition
of the insurance whereby they are required to act at all times with reasonable
dispatch in all matters concerning the handling of the goods insured. They are
specifically required:
1. To clear the goods from Customs without delay and even before arrival of the
vessel, make all necessary arrangements for taking delivery of the goods
immediately as soon as they are discharged.
2. To take all possible precautions with a view to avoiding any damage or loss
and preventing the aggravation of damage or loss already sustained.
3. To keep damaged or broken items in their original packing and to present
them to the surveyor on demand. No damages may be repaired without Insurer's
authorization and any unauthorized repairs are entirely at the Assured's risk
and expense.
4. To cooperate with the surveyor of the insurance company for immediate
dealing with the damage and/or loss. Any delay in taking delivery of the goods
for reasons which could be foreseen and within the control of the Insured or
their representatives shall not be deemed a justified delay and may prejudice
the claim for a sustained damage and/or loss.
LIABILITY
OF CARRIERS, BAILEES OR OTHER THIRD PARTIES
The
Assured or his agents must:
1. Claim immediately on the carriers and on the port authorities for any
missing packages.
2. Apply immediately for survey in the docks by carriers' representative if any
loss or damage be apparent and claim on the carriers for any actual loss or
damage found at such survey.
3. In no circumstances, except under written protest, give clean receipts where
goods are in doubtful condition.
4. Give notice in writing to the carrier's representative within three days of
delivery if the loss or damage was not apparent at the time of taking delivery.
Note: The Assured or his agents are recommended to make themselves
familiar with the regulations of the port authorities at the port of discharge.
Any claim under this insurance should be submitted without delay accompanied by
all correspondence with carriers and other parties regarding their liability.
PROCEDURE
OF CLAIM
In case of a claim, the Assured must give immediate
written notice to Atlas with all supporting documents, including where
applicable:
1. Atlas' 'Claim Form' filled ( http://www.atlas-insurances.com/ClaimFormP.pdf
)
2. Copy of Confirmation of Insurance.
3. Copy of 'Cumulative Form-Application and Inventory' as you filled in before
shipment.
4. Bill of Lading and/or other contract of carriage.
5. Any documentary evidence to show the extent of the loss or damage ( incl.
photos, written professional estimates for repair of damage ).
6. Copy of delivering carrier's receipt with exceptions noted.
7. Port Authority's loss or damage certificate.
THE CONSIGNMENT INSURED HEREUNDER MUST BE
ATTENDED BY THE ASSURED OR HIS REPRESENTATIVE DURING THE INSPECTION AT PORT OF
DISCHARGE AND THENCE UNTIL FINALLY RE-PACKED FOR TRANSPORTATION. THE ASSURED
SHOULD ALWAYS ACT AS IF HE WERE UNINSURED.